# Extend Warranty

**URL:** <https://community.cartalk.com/t/extend-warranty/24756>\
**Category:** Maintenance/Repairs\
**Created:** [January 11, 2009, 10:35pm UTC](https://community.cartalk.com/t/extend-warranty/24756 "2009-01-11T22:35:15Z")\
**Posts on this page:** 15\
**Page:** 1

<div class="post-metadata">

**Author:** ![wildcats](https://avatars.discourse-cdn.com/v4/letter/w/278dde/32.png) [@wildcats](https://community.cartalk.com/u/wildcats)\
**Post date:** [January 11, 2009, 10:35pm UTC](https://community.cartalk.com/t/extend-warranty/24756/1 "2009-01-11T22:35:15Z")

</div>

I received a letter from Dealer Services stating that my warranty on my 2005 Murano is ending and is offering to extend the warranty. Is it advisable to extend the warranty? Is this company reliable?

---

<div class="post-metadata">

**Author:** ![mcparadise](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/mcparadise/32/32_2.png) [@mcparadise](https://community.cartalk.com/u/mcparadise)\
**Post date:** [January 11, 2009, 10:42pm UTC](https://community.cartalk.com/t/extend-warranty/24756/2 "2009-01-11T22:42:02Z")

</div>

Save your money and skip the extended warranty.

We all get these letters. They have nothing to do with your dealer or your vehicle. They are a SCAM, and you’re crazy if you respond.

Extended warranties, even through a legitimate dealer, are mostly worthless. They are profit generators, which is why everyone pushes them so hard.

You don’t need an extended warranty. If your Murano needs maintenance, pay for it. It will probably be less expensive than an extended warranty, which won’t cover much anyway.

Read the fine print and you’ll see for yourself.

---

<div class="post-metadata">

**Author:** ![texases](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/texases/32/862_2.png) [@texases](https://community.cartalk.com/u/texases)\
**Post date:** [January 11, 2009, 11:00pm UTC](https://community.cartalk.com/t/extend-warranty/24756/3 "2009-01-11T23:00:54Z")

</div>

Throw it out. If you really want an extended warranty (not worth the expense, in my opinion) get one from Nissan. There are nightmare stories about trying to get coverage from non-dealer warranty providers.

---

<div class="post-metadata">

**Author:** ![wildcats](https://avatars.discourse-cdn.com/v4/letter/w/278dde/32.png) [@wildcats](https://community.cartalk.com/u/wildcats)\
**Post date:** [January 12, 2009, 12:09am UTC](https://community.cartalk.com/t/extend-warranty/24756/4 "2009-01-12T00:09:07Z")

</div>

Thank you for the advise. It is very helpful.

---

<div class="post-metadata">

**Author:** ![clammppit](https://avatars.discourse-cdn.com/v4/letter/c/dfb087/32.png) [@clammppit](https://community.cartalk.com/u/clammppit)\
**Post date:** [January 12, 2009, 12:39am UTC](https://community.cartalk.com/t/extend-warranty/24756/5 "2009-01-12T00:39:36Z")

</div>

By the way,the dealer gave your “government” to this scam.Do not give the dealer any business ever.It is all a profit scam.

---

<div class="post-metadata">

**Author:** ![waterboy](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/waterboy/32/764_2.png) [@waterboy](https://community.cartalk.com/u/waterboy)\
**Post date:** [January 12, 2009, 12:48am UTC](https://community.cartalk.com/t/extend-warranty/24756/6 "2009-01-12T00:48:10Z")

</div>

I have always gone with the extended warranty from the dealer, it has been in my experience an extra 3 years and 50k mile for between 750 and a grand is a cheap insurance policy, but I have never considered the after market offers worth pursuing, should this be a new thread?

---

<div class="post-metadata">

**Author:** ![mcparadise](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/mcparadise/32/32_2.png) [@mcparadise](https://community.cartalk.com/u/mcparadise)\
**Post date:** [January 12, 2009, 12:54am UTC](https://community.cartalk.com/t/extend-warranty/24756/7 "2009-01-12T00:54:48Z")

</div>

Have you read the fine print? What do the extended warranties you’re paying for actually cover?

Have you ever needed, or used, this coverage?

---

<div class="post-metadata">

**Author:** ![oldschool](https://avatars.discourse-cdn.com/v4/letter/o/e19adc/32.png) [@oldschool](https://community.cartalk.com/u/oldschool)\
**Post date:** [January 12, 2009, 12:58am UTC](https://community.cartalk.com/t/extend-warranty/24756/8 "2009-01-12T00:58:07Z")

</div>

We have talked about it quite a lot,my addition is I have fixed many cars for owners with extended warranty,so I can’t relate to reports that the claims are routinely rejected.

---

<div class="post-metadata">

**Author:** ![andrew\_j](https://avatars.discourse-cdn.com/v4/letter/a/91b2a8/32.png) [@andrew\_j](https://community.cartalk.com/u/andrew_j)\
**Post date:** [January 12, 2009, 1:00am UTC](https://community.cartalk.com/t/extend-warranty/24756/9 "2009-01-12T01:00:21Z")

</div>

Collection is very difficult with 3rd party warranty’s. They require preapproval(don’t answer phone when mechanic calls). When something major breaks they use scare tactic to avoid repairing anything.

I would avoid extended warranties altogether but if it makes you more comfortable and likely to hang onto a vehicle only look at those offered by maker(Nissan in this case).

---

<div class="post-metadata">

**Author:** ![Joseph\_E\_Meehan](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/joseph_e_meehan/32/21_2.png) [@Joseph\_E\_Meehan](https://community.cartalk.com/u/Joseph_E_Meehan)\
**Post date:** [January 12, 2009, 1:35am UTC](https://community.cartalk.com/t/extend-warranty/24756/10 "2009-01-12T01:35:26Z")

</div>

```
 Well any car can have major expensive repairs.  

The profit to the salesman and company is usually over 50%. So for every $1,000 you spend the insurance company has less than $500 to pay for repairs or they will loose money, something insurance companies do not do. Some peop;le will get nothing back and some will get a lot more than they pay. Most will get far less. In addition you need to keep in mind that the insurer has worded it to eliminate as many expensive things as they can.

Remember that the seller is out to make money and they get to write the rules and set the price. They are not going to sell them at a loss so one way or another they are going to have you pay more than they will pay out.  

Would you gamble with a car dealer who gets to set all the rules and knows all the odds?   

Your decision has to do with the value of the piece of mind it gives you. If that is worth the cost then buy it. Don't expect it to cover everything however, most are written to keep cost down and exempt what they know will cost them money. 

```

Good Luck

---

<div class="post-metadata">

**Author:** ![waterboy](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/waterboy/32/764_2.png) [@waterboy](https://community.cartalk.com/u/waterboy)\
**Post date:** [January 12, 2009, 1:56am UTC](https://community.cartalk.com/t/extend-warranty/24756/11 "2009-01-12T01:56:21Z")

</div>

Yes I have had repairs covered 100%. The voyager we saved 2 grand, the ford we lost 1 grand, go figure! But that was because I never need a repair on the ford!

---

<div class="post-metadata">

**Author:** ![oldschool](https://avatars.discourse-cdn.com/v4/letter/o/e19adc/32.png) [@oldschool](https://community.cartalk.com/u/oldschool)\
**Post date:** [January 12, 2009, 1:59am UTC](https://community.cartalk.com/t/extend-warranty/24756/12 "2009-01-12T01:59:08Z")

</div>

Joseph, If I may call you by your first name,do you have these answers ready for cut and pasting? In the year I have been posting your answers on many topics are exactly the same.

---

<div class="post-metadata">

**Author:** ![waterboy](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/waterboy/32/764_2.png) [@waterboy](https://community.cartalk.com/u/waterboy)\
**Post date:** [January 12, 2009, 1:59am UTC](https://community.cartalk.com/t/extend-warranty/24756/13 "2009-01-12T01:59:20Z")

</div>

Try that same logic as applied to your auto insurance agent.

---

<div class="post-metadata">

**Author:** ![jtsanders](https://avatars.discourse-cdn.com/v4/letter/j/c2a13f/32.png) [@jtsanders](https://community.cartalk.com/u/jtsanders)\
**Post date:** [January 12, 2009, 2:41am UTC](https://community.cartalk.com/t/extend-warranty/24756/14 "2009-01-12T02:41:47Z")

</div>

Don’t throw it out, recycle it.

Put the money you would have spent for the, say, three year term in a bank account. Pay for repairs out of this account. At the end of three years, take a vacation with whatever is left.

---

<div class="post-metadata">

**Author:** ![pleasedodgevan](https://avatars.discourse-cdn.com/v4/letter/p/51bf81/32.png) [@pleasedodgevan](https://community.cartalk.com/u/pleasedodgevan)\
**Post date:** [January 12, 2009, 2:53am UTC](https://community.cartalk.com/t/extend-warranty/24756/15 "2009-01-12T02:53:25Z")

</div>

No, it is just about unknown and will be even more so once you send them a check. Don’t even think about dealing with them. If your car gets stolen or you sell it, the money for the warranty is gone for good.
