# "driveable" after accident

**URL:** <https://community.cartalk.com/t/driveable-after-accident/108608>\
**Category:** Maintenance/Repairs\
**Tags:** nissan, versa\
**Created:** [October 14, 2017, 2:16pm UTC](https://community.cartalk.com/t/driveable-after-accident/108608 "2017-10-14T14:16:29Z")\
**Posts on this page:** 14\
**Page:** 1

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**Author:** ![deserthackberry](https://avatars.discourse-cdn.com/v4/letter/d/e47c2d/32.png) [@deserthackberry](https://community.cartalk.com/u/deserthackberry)\
**Post date:** [October 14, 2017, 2:16pm UTC](https://community.cartalk.com/t/driveable-after-accident/108608/1 "2017-10-14T14:16:29Z")

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I was rear-ended on Friday night, but was able to drive home. When I got there, though, I realized the bumper was pushed down over the exhaust pipe. I’m still waiting to hear back from my insurance before I take it to a garage, which means Monday at the earliest. But I really need groceries. Can I drive this thing?

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**Author:** ![VOLVO-V70](https://avatars.discourse-cdn.com/v4/letter/v/8e8cbc/32.png) [@VOLVO-V70](https://community.cartalk.com/u/VOLVO-V70)\
**Post date:** [October 14, 2017, 2:43pm UTC](https://community.cartalk.com/t/driveable-after-accident/108608/2 "2017-10-14T14:43:14Z")

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No one is going to tell you this is safe to drive without seeing the thing in person. Don’t you have a relative or friend that will take you to the store?

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**Author:** ![sgtrock21](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/sgtrock21/32/246_2.png) [@sgtrock21](https://community.cartalk.com/u/sgtrock21)\
**Post date:** [October 14, 2017, 2:47pm UTC](https://community.cartalk.com/t/driveable-after-accident/108608/3 "2017-10-14T14:47:53Z")

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I agree. If the bumper cover is inhibiting the exit of carbon monoxide laden exhaust gasses the car could be a death trap. OP’s insurance may cover a rental car. Mine does.

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**Author:** ![jtsanders](https://avatars.discourse-cdn.com/v4/letter/j/c2a13f/32.png) [@jtsanders](https://community.cartalk.com/u/jtsanders)\
**Post date:** [October 14, 2017, 2:54pm UTC](https://community.cartalk.com/t/driveable-after-accident/108608/4 "2017-10-14T14:54:55Z")

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Call your insurer again and explain the situation and ask them to arrange for a rental now. If that isn’t possible, maybe you can get a friend, taxi, or Uber/Lyft to the grocery store.

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**Author:** ![common-sense-answer](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/common-sense-answer/32/716_2.png) [@common-sense-answer](https://community.cartalk.com/u/common-sense-answer)\
**Post date:** [October 14, 2017, 3:46pm UTC](https://community.cartalk.com/t/driveable-after-accident/108608/5 "2017-10-14T15:46:29Z")

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> [@deserthackberry](#):
>
> Can I drive this thing?

Feeling lucky? Usually any additional damage done to a vehicle as a result of continuing to operate it after a collision like that won’t be covered by insurance.

Don’t ask us. Roll by a nearby competent mechanic who can actually physically assess the situation.

It’s like me asking if these new shoes make my butt look big? 😉  
_ **CSA** _

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**Author:** ![sgtrock21](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/sgtrock21/32/246_2.png) [@sgtrock21](https://community.cartalk.com/u/sgtrock21)\
**Post date:** [October 14, 2017, 3:48pm UTC](https://community.cartalk.com/t/driveable-after-accident/108608/6 "2017-10-14T15:48:12Z")

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I forgot to mention my insurance also covers towing.

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**Author:** ![VOLVO-V70](https://avatars.discourse-cdn.com/v4/letter/v/8e8cbc/32.png) [@VOLVO-V70](https://community.cartalk.com/u/VOLVO-V70)\
**Post date:** [October 14, 2017, 4:42pm UTC](https://community.cartalk.com/t/driveable-after-accident/108608/7 "2017-10-14T16:42:34Z")

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> [@deserthackberry](#):
>
> I’m still waiting to hear back from my insurance

Don’t you mean the other person’s insurance?

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**Author:** ![jtsanders](https://avatars.discourse-cdn.com/v4/letter/j/c2a13f/32.png) [@jtsanders](https://community.cartalk.com/u/jtsanders)\
**Post date:** [October 14, 2017, 5:31pm UTC](https://community.cartalk.com/t/driveable-after-accident/108608/8 "2017-10-14T17:31:36Z")

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I never talk to the other guy’s insurance company. My insurer always does that.

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**Author:** ![common-sense-answer](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/common-sense-answer/32/716_2.png) [@common-sense-answer](https://community.cartalk.com/u/common-sense-answer)\
**Post date:** [October 14, 2017, 5:32pm UTC](https://community.cartalk.com/t/driveable-after-accident/108608/9 "2017-10-14T17:32:52Z")

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> [@VOLVO\_V70](#):
>
> Don’t you mean the other person’s insurance?

Not necessarily. Some folks are lucky enough to live in a “No Fault” state. The victim pays for everything except maybe the deductible. 🙀  
Feel the magic!  
_ **CSA** _

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**Author:** ![sgtrock21](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/sgtrock21/32/246_2.png) [@sgtrock21](https://community.cartalk.com/u/sgtrock21)\
**Post date:** [October 14, 2017, 6:30pm UTC](https://community.cartalk.com/t/driveable-after-accident/108608/10 "2017-10-14T18:30:52Z")

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I learned that in 2002. Highly recommended.

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**Author:** ![oldtimer-11](https://avatars.discourse-cdn.com/v4/letter/o/e79b87/32.png) [@oldtimer-11](https://community.cartalk.com/u/oldtimer-11)\
**Post date:** [October 14, 2017, 7:18pm UTC](https://community.cartalk.com/t/driveable-after-accident/108608/11 "2017-10-14T19:18:15Z")

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I don’t know about other states , but in NY, "no fault " only applies to medical coverage, vehicle or property damage is assessed by comparative negligence.

Since I have collision insurance I learned that it is much easier to notify my insurance, get the car repaired right away and a rental car and let my insurance co. go after the other insurance co. When the dust all settles, If it wasn’t my fault, I get my deductible back. And if you get your deductible back, you are considered not at fault for the accident.

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**Author:** ![Barkydog](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/barkydog/32/2470_2.png) [@Barkydog](https://community.cartalk.com/u/Barkydog)\
**Post date:** [October 14, 2017, 7:32pm UTC](https://community.cartalk.com/t/driveable-after-accident/108608/12 "2017-10-14T19:32:31Z")

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Wifey got rear ended sitting at a stoplight, no major noticeable damage, as it was a new model year, we had to wait a month for parts, after 3 months paid the deductible and got it fixed, We got the deductable back a couple months later. The other insurance agency would not respond to our agency, so what hope would I have of them responding to me?

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**Author:** ![jtsanders](https://avatars.discourse-cdn.com/v4/letter/j/c2a13f/32.png) [@jtsanders](https://community.cartalk.com/u/jtsanders)\
**Post date:** [October 14, 2017, 7:36pm UTC](https://community.cartalk.com/t/driveable-after-accident/108608/13 "2017-10-14T19:36:33Z")

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I think the other insurer will eventually respond to your insurer. I imagine your insurer is large enough to have lawyers on staff. That makes it less expensive for them to force the other insurer to talk to them.

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**Author:** ![VOLVO-V70](https://avatars.discourse-cdn.com/v4/letter/v/8e8cbc/32.png) [@VOLVO-V70](https://community.cartalk.com/u/VOLVO-V70)\
**Post date:** [October 14, 2017, 7:42pm UTC](https://community.cartalk.com/t/driveable-after-accident/108608/14 "2017-10-14T19:42:48Z")

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I guess we are just lucky. The last two times someone hit our vehicle ( no personal injury ) we received a call from the adjustor within 3 days. The totaled car settlement was negotiated without the persons carrier or us having to scream and holler . The other where a lady backed into the side of our Volvo we had it in the shop of our choice in two days.
