# Do transgender drivers get cheaper insurance rates for cars? **URL:** \ **Category:** Driving/Drivers\ **Created:** [July 13, 2020, 9:04pm UTC](https://community.cartalk.com/t/do-transgender-drivers-get-cheaper-insurance-rates-for-cars/167291 "2020-07-13T21:04:56Z")\ **Posts on this page:** 9\ **Page:** 1
**Author:** ![Blakensnake](https://avatars.discourse-cdn.com/v4/letter/b/6bbea6/32.png) [@Blakensnake](https://community.cartalk.com/u/Blakensnake)\ **Post date:** [July 13, 2020, 9:04pm UTC](https://community.cartalk.com/t/do-transgender-drivers-get-cheaper-insurance-rates-for-cars/167291/1 "2020-07-13T21:04:56Z")
LOL completely random question, But if you go from being a man or whatever to a women or whatever you were aiming to transform into, Does that mean that original guy gets that nice insurance cut for now “being female” and a “safer driver” No looking to start or hear anything negative. Just really am curious, if you turn into a female will your drivers license change and insurance rates? ---
**Author:** ![COROLLAGUY1](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/corollaguy1/32/7575_2.png) [@COROLLAGUY1](https://community.cartalk.com/u/COROLLAGUY1)\ **Post date:** [July 13, 2020, 9:13pm UTC](https://community.cartalk.com/t/do-transgender-drivers-get-cheaper-insurance-rates-for-cars/167291/2 "2020-07-13T21:13:04Z")
I think premium rates are the same whether you are a man or a women.Its the amount of claims that makes your insurance go up. ---
**Author:** ![VOLVO-V70](https://avatars.discourse-cdn.com/v4/letter/v/8e8cbc/32.png) [@VOLVO-V70](https://community.cartalk.com/u/VOLVO-V70)\ **Post date:** [July 13, 2020, 9:14pm UTC](https://community.cartalk.com/t/do-transgender-drivers-get-cheaper-insurance-rates-for-cars/167291/3 "2020-07-13T21:14:50Z")
> [@Blakensnake](#): > > Just really am curious, Why don’t you ask your insurance this totally unnecessary question as if anyone here would know or care? ---
**Author:** ![VDCdriver](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/vdcdriver/32/30_2.png) [@VDCdriver](https://community.cartalk.com/u/VDCdriver)\ **Post date:** [July 13, 2020, 9:56pm UTC](https://community.cartalk.com/t/do-transgender-drivers-get-cheaper-insurance-rates-for-cars/167291/4 "2020-07-13T21:56:42Z")
> [@VOLVO-V70](#): > > Why don’t you ask your insurance this totally unnecessary question as if anyone here would know or care? +1 Beyond what you stated, I am pretty sure that the original post falls into the category of “trolling”. ---
**Author:** ![Rod-Knox](https://avatars.discourse-cdn.com/v4/letter/r/a183cd/32.png) [@Rod-Knox](https://community.cartalk.com/u/Rod-Knox)\ **Post date:** [July 13, 2020, 10:00pm UTC](https://community.cartalk.com/t/do-transgender-drivers-get-cheaper-insurance-rates-for-cars/167291/5 "2020-07-13T22:00:41Z")
The issue does seem to be trending @VOLVO-V70. And America is all about trends. But apparently cartalk regulars already have plenty of committed trends and their fetishes are usually related to fuel mileage, bragging rights to longevity and insight into repairs. ---
**Author:** ![Renegade](https://avatars.discourse-cdn.com/v4/letter/r/b4bc9f/32.png) [@Renegade](https://community.cartalk.com/u/Renegade)\ **Post date:** [July 13, 2020, 10:02pm UTC](https://community.cartalk.com/t/do-transgender-drivers-get-cheaper-insurance-rates-for-cars/167291/6 "2020-07-13T22:02:08Z")
It must be troll season. ---
**Author:** ![cdaquila](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/cdaquila/32/18089_2.png) [@cdaquila](https://community.cartalk.com/u/cdaquila)\ **Post date:** [July 13, 2020, 10:24pm UTC](https://community.cartalk.com/t/do-transgender-drivers-get-cheaper-insurance-rates-for-cars/167291/7 "2020-07-13T22:24:24Z")
This sounds like a question of fact. I am not sure anybody here has the answer to it. If I had to guess, a person’s driving history would stay with them whatever their name was. You could call your insurance company and ask them yourself. ---
**Author:** ![Barkydog](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/barkydog/32/2470_2.png) [@Barkydog](https://community.cartalk.com/u/Barkydog)\ **Post date:** [July 13, 2020, 10:25pm UTC](https://community.cartalk.com/t/do-transgender-drivers-get-cheaper-insurance-rates-for-cars/167291/8 "2020-07-13T22:25:18Z")
How does one answer the question when the insurance company asks are you male or female, yes I would say if I were transgender. ---
**Author:** ![cdaquila](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/cdaquila/32/18089_2.png) [@cdaquila](https://community.cartalk.com/u/cdaquila)\ **Post date:** [July 13, 2020, 10:26pm UTC](https://community.cartalk.com/t/do-transgender-drivers-get-cheaper-insurance-rates-for-cars/167291/9 "2020-07-13T22:26:21Z")