# Do I need an extended warranty for a 2020 SUV? **URL:** \ **Category:** Buying/Selling\ **Created:** [November 28, 2019, 4:25pm UTC](https://community.cartalk.com/t/do-i-need-an-extended-warranty-for-a-2020-suv/153688 "2019-11-28T16:25:45Z")\ **Posts on this page:** 14\ **Page:** 1
**Author:** ![DonaldKiger](https://avatars.discourse-cdn.com/v4/letter/d/91b2a8/32.png) [@DonaldKiger](https://community.cartalk.com/u/DonaldKiger)\ **Post date:** [November 28, 2019, 4:25pm UTC](https://community.cartalk.com/t/do-i-need-an-extended-warranty-for-a-2020-suv/153688/1 "2019-11-28T16:25:46Z")
I am going to purchase a 2020 suv and was wondering if I need to get the extended warranty? ---
**Author:** ![VOLVO-V70](https://avatars.discourse-cdn.com/v4/letter/v/8e8cbc/32.png) [@VOLVO-V70](https://community.cartalk.com/u/VOLVO-V70)\ **Post date:** [November 28, 2019, 4:28pm UTC](https://community.cartalk.com/t/do-i-need-an-extended-warranty-for-a-2020-suv/153688/2 "2019-11-28T16:28:10Z")
Most people on this site will say No you do not need one . The Honda will have 3 year or 36000 mile warranty anyway . Most extended warranties have loop holes big enough to drive a semi truck through. ---
**Author:** ![Mustangman](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/mustangman/32/44130_2.png) [@Mustangman](https://community.cartalk.com/u/Mustangman)\ **Post date:** [November 28, 2019, 10:07pm UTC](https://community.cartalk.com/t/do-i-need-an-extended-warranty-for-a-2020-suv/153688/3 "2019-11-28T22:07:01Z")
You NEED to get the extended warranty only if you WANT to pay your Honda dealers boat payments for the next 3 months. Don’t bother. Save the money you’d spend now for repairs after the warranty expires. ---
**Author:** ![GorehamJ](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/gorehamj/32/24103_2.png) [@GorehamJ](https://community.cartalk.com/u/GorehamJ)\ **Post date:** [November 30, 2019, 12:25am UTC](https://community.cartalk.com/t/do-i-need-an-extended-warranty-for-a-2020-suv/153688/4 "2019-11-30T00:25:02Z")
Most Mfgs will allow you to purchase the extended warranty up until the first tier of the warranty expires, so typically you have at least 3 years to worry about it. [Here is an article on the subject](http://bestride.com/news/technology/buyers-guide-should-i-buy-a-new-car-extended-warranty), but whenever anyone asks me this now I say “Buy a Hyundai/Kia/Genesis.” Each comes with a warranty that lasts about as long as the extensions on other brands will last you. VW also has a surprisingly long warranty. ---
**Author:** ![keith](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/keith/32/5518_2.png) [@keith](https://community.cartalk.com/u/keith)\ **Post date:** [November 30, 2019, 12:37am UTC](https://community.cartalk.com/t/do-i-need-an-extended-warranty-for-a-2020-suv/153688/5 "2019-11-30T00:37:07Z")
If it is not a factory warranty administered by the manufacturer, then I would say no. Emphatically NO. Third party warranties are just profit for the dealer and the salesman and are of almost no benefit to the customer. ---
**Author:** ![bcohen2010](https://avatars.discourse-cdn.com/v4/letter/b/779978/32.png) [@bcohen2010](https://community.cartalk.com/u/bcohen2010)\ **Post date:** [November 30, 2019, 5:11am UTC](https://community.cartalk.com/t/do-i-need-an-extended-warranty-for-a-2020-suv/153688/6 "2019-11-30T05:11:55Z")
If you are planning to buy an extended warranty that is underwritten by the vehicle manufacturer itself, that can be a good investment. Unfortunately, many dealers try to sell “extended warranties” backed by a third-party insurance company, which are worse than worthless. These third-party plans are nothing but profit for the dealer, and when the time comes to actually use the plan, good luck getting them to pay for anything. ---
**Author:** ![Barkydog](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/barkydog/32/2470_2.png) [@Barkydog](https://community.cartalk.com/u/Barkydog)\ **Post date:** [November 30, 2019, 5:23am UTC](https://community.cartalk.com/t/do-i-need-an-extended-warranty-for-a-2020-suv/153688/7 "2019-11-30T05:23:03Z")
Different opinion, depends on the time miles and things covered. We put on 10k a year and to get a 70k 7 year giving our car when we had to do loans was cheap insurance to make sure we had no major bills while we were paying off the loan. Sure I almost broke even on one but with the expenses of repairs I would consider it. Thinking of purchasing our Rav4 after lease and will cover us up to 7 years 70k for $1400. It is an insurance policy, optional for sure, sure I am wasting my money, like my umbrella policy, homeowners insurance and boat insurance I have never made a dime on, but it helps me sleep well at night. ---
**Author:** ![vipergg](https://avatars.discourse-cdn.com/v4/letter/v/50afbb/32.png) [@vipergg](https://community.cartalk.com/u/vipergg)\ **Post date:** [December 1, 2019, 12:13am UTC](https://community.cartalk.com/t/do-i-need-an-extended-warranty-for-a-2020-suv/153688/8 "2019-12-01T00:13:04Z")
It a crap shoot . Obviously you dont need one in the first 3 years or whatever your bumper to bumper is . On extended warranties from the maker they are from the day you took delivery up to whatever the mileage time limits you bought is . Also the price goes up in about 12000 mile intervals so it will cost more after 12000 or so miles as opposed to new . Is it a good investment . That depends on if anything goes go wrong. There are so many computers now it is more of a gamble than it used to be . If something like these wonderful infotainment systems that control everything from radio to the climate controls craps then you are looking at a $1000 plus just to replace that . Usually the engine and tranny are the least of your worries these days if you do the maintenance . I just bought a extended warranty for my new 2020 Durango just because concerns over most of the computers. Also I saw where some owners were having an issue with water getting into the rear racetrack lighting setup and shorting it out and to just replace the rear lighting was like $1300 . I bought a Chrysler maxcare factory warranty for 7 years and 100000 miles with $100 deductible for $1750 . It like life insurance just to have peace of mind for the next 7 years on something that cost $35000 . You are hoping you never need it but it is good to know its there . Most of us arent mechanics so you have to trust the dealer unfortunetly . Find a dealer you trust , yes there are a few out there . Stick with manufacturer factory warranties only . ---
**Author:** ![COROLLAGUY1](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/corollaguy1/32/7575_2.png) [@COROLLAGUY1](https://community.cartalk.com/u/COROLLAGUY1)\ **Post date:** [December 1, 2019, 1:02am UTC](https://community.cartalk.com/t/do-i-need-an-extended-warranty-for-a-2020-suv/153688/9 "2019-12-01T01:02:43Z")
The only extended warranty I bought was with my 89 Ford Tempo.It was money well spent because this car had tons of problems after the initial manufacturer warranty expired. I never bought another Ford product after that. ---
**Author:** ![FoDaddy](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/fodaddy/32/717_2.png) [@FoDaddy](https://community.cartalk.com/u/FoDaddy)\ **Post date:** [December 1, 2019, 1:13am UTC](https://community.cartalk.com/t/do-i-need-an-extended-warranty-for-a-2020-suv/153688/10 "2019-12-01T01:13:31Z")
Depends on the SUV. For something like a 4 Runner or Highlander I would say no. For something like a Range Rover or Jaguar E-Pace. I would definitely consider it. Is listing the vehicle(s) you’re considering buying too much to ask? ---
**Author:** ![DonaldKiger](https://avatars.discourse-cdn.com/v4/letter/d/91b2a8/32.png) [@DonaldKiger](https://community.cartalk.com/u/DonaldKiger)\ **Post date:** [December 1, 2019, 1:18am UTC](https://community.cartalk.com/t/do-i-need-an-extended-warranty-for-a-2020-suv/153688/11 "2019-12-01T01:18:18Z")
I am looking at the Honda CR-V hybrid or the Subura Forrester. ---
**Author:** ![texases](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/texases/32/862_2.png) [@texases](https://community.cartalk.com/u/texases)\ **Post date:** [December 1, 2019, 4:57am UTC](https://community.cartalk.com/t/do-i-need-an-extended-warranty-for-a-2020-suv/153688/12 "2019-12-01T04:57:59Z")
Any reason the new RAV4 hybrid isn’t on your list? Honda’s hybrids have a troubled history. ---
**Author:** ![vipergg](https://avatars.discourse-cdn.com/v4/letter/v/50afbb/32.png) [@vipergg](https://community.cartalk.com/u/vipergg)\ **Post date:** [December 1, 2019, 7:40pm UTC](https://community.cartalk.com/t/do-i-need-an-extended-warranty-for-a-2020-suv/153688/13 "2019-12-01T19:40:59Z")
If you are getting a hybrid you have to remember you have two different drivetrains you could have issues with , the ICE part and the electrical part of the hybrid drive adding to the complexity so it is probably a good idea on hybrids . ---
**Author:** ![texases](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/texases/32/862_2.png) [@texases](https://community.cartalk.com/u/texases)\ **Post date:** [December 1, 2019, 7:46pm UTC](https://community.cartalk.com/t/do-i-need-an-extended-warranty-for-a-2020-suv/153688/14 "2019-12-01T19:46:24Z")
I’d pass on a warranty for a Toyota hybrid, they’ve been very reliable. Of course, I’d pass on all extra warranties, you’ll be very likely to be $$ ahead by putting the cost into a ‘repair’ savings account.