# Car accident with no drivers license **URL:** \ **Category:** Maintenance/Repairs\ **Tags:** nissan, pathfinder\ **Created:** [June 7, 2018, 2:50am UTC](https://community.cartalk.com/t/car-accident-with-no-drivers-license/118790 "2018-06-07T02:50:38Z")\ **Posts on this page:** 20\ **Page:** 1
**Author:** ![SpacelessMoney](https://avatars.discourse-cdn.com/v4/letter/s/ecccb3/32.png) [@SpacelessMoney](https://community.cartalk.com/u/SpacelessMoney)\ **Post date:** [June 7, 2018, 2:50am UTC](https://community.cartalk.com/t/car-accident-with-no-drivers-license/118790/1 "2018-06-07T02:50:38Z")
So I am an unlicensed driver and I was backing out of a park lot and hit a car. There was no serious damage I just dislodges the persons passenger back light. I do have insurance with geico I was wondering what penalties I’m going to have and possibly an estimate on how much it would cost me ---
**Author:** ![VOLVO-V70](https://avatars.discourse-cdn.com/v4/letter/v/8e8cbc/32.png) [@VOLVO-V70](https://community.cartalk.com/u/VOLVO-V70)\ **Post date:** [June 7, 2018, 2:57am UTC](https://community.cartalk.com/t/car-accident-with-no-drivers-license/118790/2 "2018-06-07T02:57:28Z")
What are you doing driving without a license ? In another thread you asked about a long trip , do you just want to end up in jail or have a serious accident and be sued for everything you have . As for cost to repair the vehicle you hit have them get an estimate and give them the money. If you file a claim with Geico and they find out you are driving without insurance they might cancel and refuse to pay. ---
**Author:** ![SpacelessMoney](https://avatars.discourse-cdn.com/v4/letter/s/ecccb3/32.png) [@SpacelessMoney](https://community.cartalk.com/u/SpacelessMoney)\ **Post date:** [June 7, 2018, 3:01am UTC](https://community.cartalk.com/t/car-accident-with-no-drivers-license/118790/3 "2018-06-07T03:01:58Z")
In the other thread I was gonna have someone else drive that has a license this drive was 5 mins I didn’t think it would be to bad. And either way I’ll have to pay for the repair cost ---
**Author:** ![oldtimer-11](https://avatars.discourse-cdn.com/v4/letter/o/e79b87/32.png) [@oldtimer-11](https://community.cartalk.com/u/oldtimer-11)\ **Post date:** [June 7, 2018, 4:24am UTC](https://community.cartalk.com/t/car-accident-with-no-drivers-license/118790/4 "2018-06-07T04:24:14Z")
Your costs beside fixing their car will depend on what state you were in and were you given a ticket. And also if Geico finds out about the accident. For instance, in NY there is a $300 surcharge to the owner of the car for letting an unlicensed driver drive the car, plus the ticket and surcharge to the driver. If Geico finds out, they will eiter cancel your policy or raise your rate. ---
**Author:** ![SpacelessMoney](https://avatars.discourse-cdn.com/v4/letter/s/ecccb3/32.png) [@SpacelessMoney](https://community.cartalk.com/u/SpacelessMoney)\ **Post date:** [June 7, 2018, 4:44am UTC](https://community.cartalk.com/t/car-accident-with-no-drivers-license/118790/5 "2018-06-07T04:44:06Z")
So it would be better to contact the person and just tell them I’ll pay for the repairs ---
**Author:** ![Nevada\_545](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/nevada_545/32/41232_2.png) [@Nevada\_545](https://community.cartalk.com/u/Nevada_545)\ **Post date:** [June 7, 2018, 4:48am UTC](https://community.cartalk.com/t/car-accident-with-no-drivers-license/118790/6 "2018-06-07T04:48:11Z")
> [@SpacelessMoney](#): > > I was backing out of a park lot and hit a car. You backed out of a parking lot onto the street and hit a car on the street? ---
**Author:** ![SpacelessMoney](https://avatars.discourse-cdn.com/v4/letter/s/ecccb3/32.png) [@SpacelessMoney](https://community.cartalk.com/u/SpacelessMoney)\ **Post date:** [June 7, 2018, 4:51am UTC](https://community.cartalk.com/t/car-accident-with-no-drivers-license/118790/7 "2018-06-07T04:51:38Z")
No it was still in the parking lot ---
**Author:** ![Nevada\_545](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/nevada_545/32/41232_2.png) [@Nevada\_545](https://community.cartalk.com/u/Nevada_545)\ **Post date:** [June 7, 2018, 4:56am UTC](https://community.cartalk.com/t/car-accident-with-no-drivers-license/118790/8 "2018-06-07T04:56:18Z")
You shouldn’t need a police report to handle an insurance claim for an incident that occurred on private property, I wouldn’t suspect that you will be fined. ---
**Author:** ![PvtPublic](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/pvtpublic/32/13089_2.png) [@PvtPublic](https://community.cartalk.com/u/PvtPublic)\ **Post date:** [June 7, 2018, 9:03am UTC](https://community.cartalk.com/t/car-accident-with-no-drivers-license/118790/9 "2018-06-07T09:03:50Z")
I didn’t even think it was possible for an unlicensed person to get insurance. ---
**Author:** ![Cavell](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/cavell/32/43396_2.png) [@Cavell](https://community.cartalk.com/u/Cavell)\ **Post date:** [June 7, 2018, 12:16pm UTC](https://community.cartalk.com/t/car-accident-with-no-drivers-license/118790/10 "2018-06-07T12:16:18Z")
A cop would ask to see your license. you want to pay for damage with cash to keep insurance co out of equation I am pretty sure geico wants your DL number on the policy? Maybe they don’t care as long as you pay for insurance? seems to me the last time i talked to my insurance man he wanted to know my DL number. ---
**Author:** ![VOLVO-V70](https://avatars.discourse-cdn.com/v4/letter/v/8e8cbc/32.png) [@VOLVO-V70](https://community.cartalk.com/u/VOLVO-V70)\ **Post date:** [June 7, 2018, 12:28pm UTC](https://community.cartalk.com/t/car-accident-with-no-drivers-license/118790/11 "2018-06-07T12:28:04Z")
I also thought you had to have a drivers license to have insurance . But not so , most companies will insure the vehicle because some people who can’t drive will have a vehicle with insurance and have a licensed driver take them where they need to go. ---
**Author:** ![VDCdriver](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/vdcdriver/32/48514_2.png) [@VDCdriver](https://community.cartalk.com/u/VDCdriver)\ **Post date:** [June 7, 2018, 12:35pm UTC](https://community.cartalk.com/t/car-accident-with-no-drivers-license/118790/12 "2018-06-07T12:35:45Z")
> [@VOLVO\_V70](#): > > I also thought you had to have a drivers license to have insurance . But not so , most companies will insure the vehicle because some people who can’t drive will have a vehicle with insurance and have a licensed driver take them where they need to go. Yes, but an insurance company will not pay a claim when the insured vehicle is driven by an unlicensed driver. I think it is likely that the insurance company would cancel the policy at that point, if they were to learn of these circumstances. 🤔 ---
**Author:** ![Ben-T\_Spanner](https://avatars.discourse-cdn.com/v4/letter/b/58956e/32.png) [@Ben-T\_Spanner](https://community.cartalk.com/u/Ben-T_Spanner)\ **Post date:** [June 7, 2018, 1:14pm UTC](https://community.cartalk.com/t/car-accident-with-no-drivers-license/118790/13 "2018-06-07T13:14:35Z")
All 50 states plus the District of Columbia have different laws regarding unlicensed drivers. What exactly would the OP expect an on line forum to tell him or her? ---
**Author:** ![shadowfax](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/shadowfax/32/13026_2.png) [@shadowfax](https://community.cartalk.com/u/shadowfax)\ **Post date:** [June 7, 2018, 1:57pm UTC](https://community.cartalk.com/t/car-accident-with-no-drivers-license/118790/14 "2018-06-07T13:57:12Z")
> [@Ben\_T\_Spanner](#): > > What exactly would the OP expect an on line forum to tell him or her? That it’s really stupid to drive without a license? ---
**Author:** ![Cavell](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/cavell/32/43396_2.png) [@Cavell](https://community.cartalk.com/u/Cavell)\ **Post date:** [June 7, 2018, 2:23pm UTC](https://community.cartalk.com/t/car-accident-with-no-drivers-license/118790/15 "2018-06-07T14:23:10Z")
hmm, driven in california, arizona, new mexico lately? i have heard on the internet and even in the news that there are a few drivers with no licenses and insurance and even social security numbers. but they all seem to have jobs. ---
**Author:** ![shadowfax](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/shadowfax/32/13026_2.png) [@shadowfax](https://community.cartalk.com/u/shadowfax)\ **Post date:** [June 7, 2018, 3:09pm UTC](https://community.cartalk.com/t/car-accident-with-no-drivers-license/118790/16 "2018-06-07T15:09:08Z")
Coincidentally, I’ve heard that this site frowns on injecting political propaganda into otherwise legitimate discussions about cars. ---
**Author:** ![the\_same\_mountainbike](https://avatars.discourse-cdn.com/v4/letter/t/c89c15/32.png) [@the\_same\_mountainbike](https://community.cartalk.com/u/the_same_mountainbike)\ **Post date:** [June 7, 2018, 3:14pm UTC](https://community.cartalk.com/t/car-accident-with-no-drivers-license/118790/17 "2018-06-07T15:14:52Z")
Let’s be frank. If the other owner files and accident report, and they SHOULD, you’ll probably have your insurance cancelled for allowing an unlicensed driver to drive the vehicle, get cited for driving without a license, and have to pay the damages out of your own pocket. If you cannot, the other owner’s insurance will probably take you to court. And IMHO you’d be getting everything you deserve. ---
**Author:** ![sgtrock21](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/sgtrock21/32/246_2.png) [@sgtrock21](https://community.cartalk.com/u/sgtrock21)\ **Post date:** [June 7, 2018, 5:40pm UTC](https://community.cartalk.com/t/car-accident-with-no-drivers-license/118790/18 "2018-06-07T17:40:43Z")
“I didn’t even think it was possible for an unlicensed person to get insurance”. I think you are correct. It would be possible to get insurance then later have your license suspended. My State Farm policy requires anyone driving my car to have a valid license. That would include me. No valid license. No insurance coverage. ---
**Author:** ![TwinTurbo](https://avatars.discourse-cdn.com/v4/letter/t/8baadc/32.png) [@TwinTurbo](https://community.cartalk.com/u/TwinTurbo)\ **Post date:** [June 7, 2018, 6:49pm UTC](https://community.cartalk.com/t/car-accident-with-no-drivers-license/118790/19 "2018-06-07T18:49:27Z")
decided to delete this post. ---
**Author:** ![pyrolord314](https://avatars.discourse-cdn.com/v4/letter/p/6a8cbe/32.png) [@pyrolord314](https://community.cartalk.com/u/pyrolord314)\ **Post date:** [June 7, 2018, 7:04pm UTC](https://community.cartalk.com/t/car-accident-with-no-drivers-license/118790/20 "2018-06-07T19:04:23Z")
> [@TwinTurbo](#): > > decided to delete this post. I don’t think you needed to. It’s accurate and to the point [Next page](https://community.cartalk.com/t/car-accident-with-no-drivers-license/118790.md?page=2)