Auto Repair Shops charging 3 to 4 percent extra if you use a card to pay

Must be dumb customers there. I’d drive away.

AT&T lied to me not once but twice about trying to unlock a phone. I used to work for a cell phone company so I knew they were lying. I will never buy another phone or service from them.

T-Mobile has the best customer service although I’d say Verizon has the best network.

you still need to go the store to return outdated equipment, afaik

My bank lets me just snap a picture of checks I get right in my bank phone app. Takes maybe a minute.

I always pay with cash at the auto repair shop ( dealership ) to avoid this nuance. However, my second to last time when I brought my car in for service the dealership refused to take cash in $100 bill, insinuating that $100 bills are often fake and to protect against fraud they won’t accept $100 bill.

A customer behind me in queue touched me on the shoulder and said he would buy my $100 bills so I could pay for my service.

Thank the good Lord for such a kind and generous senior fella.

Anyone who buys 100.00 dollar bills from a complete stranger is an idiot.

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It depends. I believe the elderly observed my physical appearance ( my disability is visible ) and judged accordingly.

They just use a special pen to check if the bills are real. We have had the discussion before and I know some of you folks happily use the discounts and rewards offered by the blood sucking credit card companies. I just out of principle refuse to participate in their marketing schemes. I don’t care if I have to pay extra for gas. I have special contempt for Citibank that moved to South Dakota so they could raise their interest rates. The real boardroom stories would curl your hair at what they attempt to do to the general public. My cpa BIL proudly showed me the extra $1000 that he made from rewards, but I don’t care. I just hate these people. I do participate in Ace hardware rewards though.

Phew. Sorry. Yeah my wife does charge everything on sky miles American Express but pays it off every month. I don’t like it but I don’t own her.

That special pen can only tell if the paper is legit, it can’t tell if it’s a bleached $1 and reprinted to a $100

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The service advisors need to be counterfeit experts for that one customer each week that wants to pay with cash.

The local Lexus dealers do not employee a casher, the service advisors handle the transactions which are mostly credit card.

Understand but I have transaction and daily limits on my debit card, so when I get up to $1000 or $1500, I have to write a check. If they didn’t want the check I’d just use a credit card. I’d prefer not to do that though.

It doesn’t sound like they need a counterfeit bill pen after all.

The pen is a quick and dirty way to catch the real amateurs (idiots). Very hard to fake the thread and easy to see when you simply hold it up to the light. The denomination is printed there and easy to read. For the limited number of people waltzing in with wads of high denomination cash, not a huge deal to check the bills…

You need a dfifferent6 bank. There are a ton of banks, both brick and mortar and online that have no fee checking. Man7 arou8nd here will even pay you to take one.

My only local bank is just checking, I pay no fees, get a free debit card, online banking and it is linked to my online savings accounts for easy free ACH transfers. They gave me 80 checks that I will never use up because I pay all my bills online and if a paper check is necessary, they prepare and mail one for free.

The senior apartment building I live in has 150 units and 5 laundry rooms, each with 2 washers and two dryers. The company that owns the machines recently started charging 25 cents extra a load for using a credit card which was the only way we could pay because the laundry company now wants us to pay using a smartphone app.

Our building manage made some calls and they dropped the charge because they did not want to lose the business. They had just increased the price 25 cents earlier this year.

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That’s a perfect description of my relationship with my only “brick & mortar” bank. I want to be able to walk into a bank in case I have to cash a check, or to deposit a check that is too large for the app on my Smartphone, so I maintain my checking account at Wells Fargo.

When online-only savings accounts began, I found one (Synchrony Bank) that had one brick & mortar office, and–ironically–it was only ~13 miles from my home. In truth, I only used that office on two occasions, and now that they have closed their one and only office, I have no problem doing everything via ACH transfers.

I know a lot of people have a problem with Wells Fargo but I’ve had a checking account with em for 20 years with no fees. I think there is a minimum of $250 or something but still they are pretty much nation wide.

Back before northwest bank merged with them, sun won soon (can’t rember how to spell his name) was a great economist there. He was always spot on in his economic analysis. So I tend to give wells a little pass based on the past.

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A friend of mine hates them with a passion because one of their unscrupulous mortgage guys played him like a fiddle and then changed the terms just before he was ready to sign the documents. But, I have to say that I have had zero problems with Wells.

I didn’t originally have a Wells Fargo account when I moved to this area, but a series of bank mergers in the early 2000s resulted in my checking account finally winding-up with Wells.

Maybe depends on the branch a lot if they are trying to push products. Just gotta say no. My neighbor was a vp or something at the local branch and she was a straight shooter, literally. Plus only place in town to order foreign money when you needed it. Service charge, sure.

Yup!
At my local branch, they kept trying–for many months–to get me to open a savings account. Finally, one day when I had time to spare, I told them to look-up Synchrony’s interest rate on savings accounts, and that I would transfer my savings to Wells if they could beat that rate.

A few minutes later, I was told by a red-faced employee that they couldn’t beat–or even match–Synchrony’s rate. I exacted a promise at that point that they wouldn’t keep browbeating me on this issue, and I have to say that they kept their promise.

As I have said many times before, it all depends on the people working their for the most part… :smiley: