# Auto Insurance for my wife **URL:** \ **Category:** General Discussion\ **Tags:** toyota\ **Created:** [November 3, 2020, 12:43pm UTC](https://community.cartalk.com/t/auto-insurance-for-my-wife/171904 "2020-11-03T12:43:48Z")\ **Posts on this page:** 9\ **Page:** 1
**Author:** ![robertearlem\_172041](https://avatars.discourse-cdn.com/v4/letter/r/90db22/32.png) [@robertearlem\_172041](https://community.cartalk.com/u/robertearlem_172041)\ **Post date:** [November 3, 2020, 12:43pm UTC](https://community.cartalk.com/t/auto-insurance-for-my-wife/171904/1 "2020-11-03T12:43:48Z")
I decided to purchase a new car for my wife. I have bought mine a couple of years back, and its auto insurance is not satisfactory. I was wondering if I could avail of another insurance company’s services for my wife’s car rather than the old one as I came across an auto insurance offering excellent additional coverage and affordable premium rates. But as I am not familiar with it, I need some help. Could someone help and advise me if you have two different insurance companies for their cars? ---
**Author:** ![VOLVO-V70](https://avatars.discourse-cdn.com/v4/letter/v/8e8cbc/32.png) [@VOLVO-V70](https://community.cartalk.com/u/VOLVO-V70)\ **Post date:** [November 3, 2020, 1:24pm UTC](https://community.cartalk.com/t/auto-insurance-for-my-wife/171904/2 "2020-11-03T13:24:28Z")
The chance of someone having two different insurance carriers is really low . Seriously if you don’t like yours then move all of yours to one company because that is how you get discounts . A web search will get you ratings on most companies and ask relatives , friends or coworkers how their insurance has treated them. ---
**Author:** ![Purebred](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/purebred/32/46796_2.png) [@Purebred](https://community.cartalk.com/u/Purebred)\ **Post date:** [November 3, 2020, 1:35pm UTC](https://community.cartalk.com/t/auto-insurance-for-my-wife/171904/3 "2020-11-03T13:35:01Z")
How is your current insurance “not satisfactory”? In my opinion both you and your wife should be on both policies for both cars. Have you talked to your home/rental insurance agent? ---
**Author:** ![MikeInNH](https://avatars.discourse-cdn.com/v4/letter/m/a587f6/32.png) [@MikeInNH](https://community.cartalk.com/u/MikeInNH)\ **Post date:** [November 3, 2020, 1:49pm UTC](https://community.cartalk.com/t/auto-insurance-for-my-wife/171904/4 "2020-11-03T13:49:06Z")
> [@VOLVO-V70](#): > > The chance of someone having two different insurance carriers is really low . Seriously if you don’t like yours then move all of yours to one company because that is how you get discounts . I concur. By having different carriers you miss out on multi-car discounts and also having bundle packages that include a home. If you think you can get a cheaper rate for your wife with another company then chances are you both can benefit. I NEVER EVER shop for the cheapest rates. I shop for coverage. Not all insurance coverage’s are the same. How well an insurance company handles a claim is far more important then how cheap they are. If you know any auto-body shops ask them if there are any insurance companies that they have problems with. What ones they avoid. ---
**Author:** ![Mustangman](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/mustangman/32/44130_2.png) [@Mustangman](https://community.cartalk.com/u/Mustangman)\ **Post date:** [November 3, 2020, 1:55pm UTC](https://community.cartalk.com/t/auto-insurance-for-my-wife/171904/5 "2020-11-03T13:55:44Z")
Is it possible the OP is a shill for the insurance website they posted? The situation seems a bit contrived to me. ---
**Author:** ![VOLVO-V70](https://avatars.discourse-cdn.com/v4/letter/v/8e8cbc/32.png) [@VOLVO-V70](https://community.cartalk.com/u/VOLVO-V70)\ **Post date:** [November 3, 2020, 1:58pm UTC](https://community.cartalk.com/t/auto-insurance-for-my-wife/171904/6 "2020-11-03T13:58:40Z")
Mustang , I think you are correct and it appears the poster is in Canada . Might be time for Bat Signal to Carolyn . ---
**Author:** ![MikeInNH](https://avatars.discourse-cdn.com/v4/letter/m/a587f6/32.png) [@MikeInNH](https://community.cartalk.com/u/MikeInNH)\ **Post date:** [November 3, 2020, 2:06pm UTC](https://community.cartalk.com/t/auto-insurance-for-my-wife/171904/7 "2020-11-03T14:06:29Z")
> [@Mustangman](#): > > Is it possible the OP is a shill for the insurance website they posted? > > The situation seems a bit contrived to me. I didn’t even notice the link before. I concur. And I find that only the lowest of low companies do this type of advertising. Good honest companies don’t advertise this way. Ever see a company advertise this way - it tells me STAY AWAY…they are totally sleaze. ---
**Author:** ![Mustangman](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/mustangman/32/44130_2.png) [@Mustangman](https://community.cartalk.com/u/Mustangman)\ **Post date:** [November 3, 2020, 2:20pm UTC](https://community.cartalk.com/t/auto-insurance-for-my-wife/171904/8 "2020-11-03T14:20:39Z")
@MikeInNH your comment to @VOLVO-V70 triggered that thought for me so I clicked on the website. If it is clickbait, it is well contrived as tbe situation is not a normal one. If it isn’t, the comments are on point. The multi car discounts are being left on the table for the OP. ---
**Author:** ![MikeInNH](https://avatars.discourse-cdn.com/v4/letter/m/a587f6/32.png) [@MikeInNH](https://community.cartalk.com/u/MikeInNH)\ **Post date:** [November 3, 2020, 2:30pm UTC](https://community.cartalk.com/t/auto-insurance-for-my-wife/171904/9 "2020-11-03T14:30:54Z")
> [@Mustangman](#): > > If it is clickbait, it is well contrived as tbe situation is not a normal one. It could very well be. I go to these conferences all the time on internet security…and this type of advertising is becoming very prevalent. And as I said…legitimate companies don’t advertise this way.