# Acura RSX Insurance rates **URL:** \ **Category:** Maintenance/Repairs\ **Tags:** coupe, rsx, acura\ **Created:** [January 9, 2009, 3:50pm UTC](https://community.cartalk.com/t/acura-rsx-insurance-rates/24637 "2009-01-09T15:50:50Z")\ **Posts on this page:** 7\ **Page:** 1
**Author:** ![velvet](https://avatars.discourse-cdn.com/v4/letter/v/2acd7d/32.png) [@velvet](https://community.cartalk.com/u/velvet)\ **Post date:** [January 9, 2009, 3:50pm UTC](https://community.cartalk.com/t/acura-rsx-insurance-rates/24637/1 "2009-01-09T15:50:50Z")
Prior to buying my car (2006 Acura RSX)3 years ago. I checked with my Insurance (AMICA)agent on rates and classification. It was not classified as a Sports car. I have pretty full coverage and have raised my deductible. I live “close in” Atlanta so rates are high. I don’t think I can lower my coverage. I am a Senior; have done the VERY boring Defensive Driving course, and have a clean record. I drive to my daughter a couple time year (800 mile RT) In Atlanta, I drive less than 200 miles a month. I only fill my tank every 4-5 weeks, as most of my needs and wants are with 10 miles. Last year AMICA classified my car as a Sports Coupe and my insurance is over $2K/year. It’s about 12% of the car value Any suggestions? Do all insurers classify an RSX as a sport coupe? Or do I have to bite the bullet and pay the bill. I do like Amica as a company ---
**Author:** ![common-sense-answer](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/common-sense-answer/32/716_2.png) [@common-sense-answer](https://community.cartalk.com/u/common-sense-answer)\ **Post date:** [January 9, 2009, 4:13pm UTC](https://community.cartalk.com/t/acura-rsx-insurance-rates/24637/2 "2009-01-09T16:13:43Z")
I See What You Mean. Here’s a link to an article: [http://www.insurancerate.com/96-most-expensive-cars-to-drive-acura-rsx.html](http://www.insurancerate.com/96-most-expensive-cars-to-drive-acura-rsx.html) I think you are just going to have to contact several (many) companies and compare quotes. Insurance has a lot of variables. ---
**Author:** ![mcparadise](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/mcparadise/32/32_2.png) [@mcparadise](https://community.cartalk.com/u/mcparadise)\ **Post date:** [January 9, 2009, 4:16pm UTC](https://community.cartalk.com/t/acura-rsx-insurance-rates/24637/3 "2009-01-09T16:16:46Z")
I suggest you shop for another insurance company. Atlanta is going to be high no matter who you’re insured with, but $2K is outrageous for one car. I’m over 55, and my insurance doesn’t go up no matter what kind of car I buy. My agent jokes about it, saying it’s one of the benefits of getting older. Before I purchased a Mazda RX-7 (2-seat sports car) I called and asked about the rates, and they were the same as the car I currently owned, which was a four-door sedan. Shop around. With a good driving record you should be able to get a better rate. ---
**Author:** ![mcparadise](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/mcparadise/32/32_2.png) [@mcparadise](https://community.cartalk.com/u/mcparadise)\ **Post date:** [January 9, 2009, 4:19pm UTC](https://community.cartalk.com/t/acura-rsx-insurance-rates/24637/4 "2009-01-09T16:19:19Z")
Wow! Thanks CSA, that’s a fascinating article. I had no idea. ---
**Author:** ![andrew\_j](https://avatars.discourse-cdn.com/v4/letter/a/91b2a8/32.png) [@andrew\_j](https://community.cartalk.com/u/andrew_j)\ **Post date:** [January 9, 2009, 4:21pm UTC](https://community.cartalk.com/t/acura-rsx-insurance-rates/24637/5 "2009-01-09T16:21:42Z")
Shop around and if too high purchase something with lower rates. Your car is worth some good money used and appealing and used/new cars currently are relatively inexpensive. I own a car classified as a sports car(Subaru WRX) and high risk but my insurer only charges $500/year for it. My prior car to WRX was a 9 year Honda Civic 2dr worth about $2k vs $24k(for WRX) was only $50 cheaper to insure. ---
**Author:** ![texases](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/texases/32/862_2.png) [@texases](https://community.cartalk.com/u/texases)\ **Post date:** [January 9, 2009, 6:37pm UTC](https://community.cartalk.com/t/acura-rsx-insurance-rates/24637/6 "2009-01-09T18:37:03Z")
If shopping for cheaper insurance doesn’t work, check what the rates are for a Mini Cooper - you might sell the RSX and get one. ---
**Author:** ![common-sense-answer](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/common-sense-answer/32/716_2.png) [@common-sense-answer](https://community.cartalk.com/u/common-sense-answer)\ **Post date:** [January 9, 2009, 10:09pm UTC](https://community.cartalk.com/t/acura-rsx-insurance-rates/24637/7 "2009-01-09T22:09:04Z")
We Have Two Discussions On This Running At The Same Time.