# 2020 Ford Explorer XLT low mileage but Used Salvage Title

**URL:** <https://community.cartalk.com/t/2020-ford-explorer-xlt-low-mileage-but-used-salvage-title/192568>\
**Category:** Buying/Selling\
**Tags:** explorer, used-cars, buying, ford\
**Created:** [August 30, 2023, 4:02pm UTC](https://community.cartalk.com/t/2020-ford-explorer-xlt-low-mileage-but-used-salvage-title/192568 "2023-08-30T16:02:29Z")\
**Posts on this page:** 20\
**Page:** 1

<div class="post-metadata">

**Author:** ![echo2022](https://avatars.discourse-cdn.com/v4/letter/e/d2c977/32.png) [@echo2022](https://community.cartalk.com/u/echo2022)\
**Post date:** [August 30, 2023, 4:02pm UTC](https://community.cartalk.com/t/2020-ford-explorer-xlt-low-mileage-but-used-salvage-title/192568/1 "2023-08-30T16:02:29Z")

</div>

Hi guys. I’ve been thinking about buying my first car recently, but I’m on a tight budget. I found a [2020 Ford Explorer XLT](https://www.cars.com/vehicledetail/e6d8203c-db31-494b-ad56-e5ea3f433dc1/) at [Cars.com](http://Cars.com). But the car was marked as a TOTAL LOSS VEHICLE by the insurance company. The car currently has 30k miles on it. The selling price is 13.5k USD.  
I checked the [repoet](https://www.carfax.com/VehicleHistory/ar20/oax9tT1GBHfKGWJ0ilBPSnChRQoI5Y670iSgqYObLS78d1m4o5DHhmR-rixqaG2ET0FjUB7b23MolAMf-jZbSubfzW0aWvTsGOk) in CARFAX. The car had no structural damage and had a vehicle service prior to the accident.  
From the photos it looks like the car just needs to be replaced with the bumper and headlights. Is this worth buying and rebuilding?

---

<div class="post-metadata">

**Author:** ![bing](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/bing/32/4619_2.png) [@bing](https://community.cartalk.com/u/bing)\
**Post date:** [August 30, 2023, 4:15pm UTC](https://community.cartalk.com/t/2020-ford-explorer-xlt-low-mileage-but-used-salvage-title/192568/2 "2023-08-30T16:15:52Z")

</div>

A total loss is more than headlights and a bumper. Likely it was a flood vehicle. Run.

---

<div class="post-metadata">

**Author:** ![Mustangman](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/mustangman/32/44130_2.png) [@Mustangman](https://community.cartalk.com/u/Mustangman)\
**Post date:** [August 30, 2023, 4:32pm UTC](https://community.cartalk.com/t/2020-ford-explorer-xlt-low-mileage-but-used-salvage-title/192568/3 "2023-08-30T16:32:19Z")

</div>

Since it spent it whole short life in New Jersey, it might not be a flood car but as a front-hit car, it likely popped airbags and wrecked everything forward of the engine. It may have bent the car.

I’d walk away from this one.

---

<div class="post-metadata">

**Author:** ![VDCdriver](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/vdcdriver/32/30_2.png) [@VDCdriver](https://community.cartalk.com/u/VDCdriver)\
**Post date:** [August 30, 2023, 4:55pm UTC](https://community.cartalk.com/t/2020-ford-explorer-xlt-low-mileage-but-used-salvage-title/192568/4 "2023-08-30T16:55:06Z")

</div>

> [@bing](#):
>
> Likely it was a flood vehicle. Run.

+1  
Just the chance that it might have gotten submerged as a result of that accident would cause me to run from it, also.

---

<div class="post-metadata">

**Author:** ![eddo](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/eddo/32/2594_2.png) [@eddo](https://community.cartalk.com/u/eddo)\
**Post date:** [August 30, 2023, 4:56pm UTC](https://community.cartalk.com/t/2020-ford-explorer-xlt-low-mileage-but-used-salvage-title/192568/5 "2023-08-30T16:56:20Z")

</div>

$13.5k is an awful lot of money for an awful lot of unknowns.

As a professional mechanic, I’d pass on this one. If you think you can rebuild it, then go for it. I have friends that would enjoy this kind of task. Get it inspected first so you know exactly what it going on with it.

---

<div class="post-metadata">

**Author:** ![ledhed75](https://avatars.discourse-cdn.com/v4/letter/l/f6c823/32.png) [@ledhed75](https://community.cartalk.com/u/ledhed75)\
**Post date:** [August 30, 2023, 5:32pm UTC](https://community.cartalk.com/t/2020-ford-explorer-xlt-low-mileage-but-used-salvage-title/192568/6 "2023-08-30T17:32:00Z")

</div>

Also think about the next phase of the car’s life, when you go to sell it.

Assuming you buy and can “fix” the issues that the informed insurance company decided to pass on… the next person shopping for Explorers when you go to sell it may not want to take the same chance on a salvage titled car.

It varies by state, but I’m pretty sure that it’s difficult to “purge” the salvage from the title, once stamped on there.

And did I mention the insurance company said the vehicle wasn’t worth fixing?

---

<div class="post-metadata">

**Author:** ![davesmopar](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/davesmopar/32/41750_2.png) [@davesmopar](https://community.cartalk.com/u/davesmopar)\
**Post date:** [August 30, 2023, 6:42pm UTC](https://community.cartalk.com/t/2020-ford-explorer-xlt-low-mileage-but-used-salvage-title/192568/7 "2023-08-30T18:42:25Z")

</div>

If an insurance company totals a $28,000 vehicle then it thinks it will take $20,000 or more for a professional body shop to do all the repairs to make it like new again… Normally an ins company will total a vehicle at about 75-80% cost to repair vs what it is worth…  
I think you could make money on stripping it down and selling the engine, trans, driveline, suspension etc etc etc…

But there has got to be way more to the story if it looks that good and was totaled… If it sounds to good to be true it normally is… But then again, some people can fall in a bucket of crap and come out smelling like roses… lol

---

<div class="post-metadata">

**Author:** ![VDCdriver](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/vdcdriver/32/30_2.png) [@VDCdriver](https://community.cartalk.com/u/VDCdriver)\
**Post date:** [August 30, 2023, 7:05pm UTC](https://community.cartalk.com/t/2020-ford-explorer-xlt-low-mileage-but-used-salvage-title/192568/8 "2023-08-30T19:05:20Z")

</div>

> [@davesmopar](#):
>
> there has got to be way more to the story if it looks that good and was totaled

+1  
More than likely, the insurance company concluded that there was a LOT more involved than just replacing the front clip and the air bags.

---

<div class="post-metadata">

**Author:** ![davesmopar](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/davesmopar/32/41750_2.png) [@davesmopar](https://community.cartalk.com/u/davesmopar)\
**Post date:** [August 30, 2023, 7:27pm UTC](https://community.cartalk.com/t/2020-ford-explorer-xlt-low-mileage-but-used-salvage-title/192568/9 "2023-08-30T19:27:44Z")

</div>

From the pictures the air bags didn’t deploy… strange… sounds more and more like it was doing the back stroke someplace…

---

<div class="post-metadata">

**Author:** ![bing](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/bing/32/4619_2.png) [@bing](https://community.cartalk.com/u/bing)\
**Post date:** [August 30, 2023, 7:28pm UTC](https://community.cartalk.com/t/2020-ford-explorer-xlt-low-mileage-but-used-salvage-title/192568/10 "2023-08-30T19:28:03Z")

</div>

I’ve looked at a lot of repairable and never bought one. Once I started the arithmetic on what was involved and even discounting free labor, I never found one that had a margin that was worth it. I always wondered why they just didn’t fix it themselves if it was such a good deal. I’ve known a few that did, but they take the cream off the top and sell the others. A lot of others spend time in the frame shop first, then the bolt ons. The frame sop guy says they can usually get them straight. Usually.

---

<div class="post-metadata">

**Author:** ![texases](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/texases/32/862_2.png) [@texases](https://community.cartalk.com/u/texases)\
**Post date:** [August 30, 2023, 7:30pm UTC](https://community.cartalk.com/t/2020-ford-explorer-xlt-low-mileage-but-used-salvage-title/192568/11 "2023-08-30T19:30:11Z")

</div>

There are 67 cars within 30 miles of me on [cars.com](http://cars.com) that are between $10,000 and $15,000, 2014 or newer, and 70,000 miles or less with no reported accidents. Those are the cars I’d be looking at.

---

<div class="post-metadata">

**Author:** ![echo2022](https://avatars.discourse-cdn.com/v4/letter/e/d2c977/32.png) [@echo2022](https://community.cartalk.com/u/echo2022)\
**Post date:** [August 30, 2023, 7:38pm UTC](https://community.cartalk.com/t/2020-ford-explorer-xlt-low-mileage-but-used-salvage-title/192568/12 "2023-08-30T19:38:41Z")

</div>

> [@2020 Ford Explorer XLT low mileage but Used Salvage Title](https://community.cartalk.com/t/2020-ford-explorer-xlt-low-mileage-but-used-salvage-title/192568/3):
>
> Since it spent it whole short life in New Jersey, it might not be a flood car but as a front-hit car, it likely popped airbags and wrecked everything forward of the engine. It may have bent the car. I’d walk away from this one.

But in the report it shows that the airbag did not deploy and the structure was not damaged. This confuses me a little bit.

---

<div class="post-metadata">

**Author:** ![Nevada\_545](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/nevada_545/32/41232_2.png) [@Nevada\_545](https://community.cartalk.com/u/Nevada_545)\
**Post date:** [August 30, 2023, 7:40pm UTC](https://community.cartalk.com/t/2020-ford-explorer-xlt-low-mileage-but-used-salvage-title/192568/13 "2023-08-30T19:40:57Z")

</div>

This vehicle appears to have new fenders and hood, I suspect they discovered a structure alignment problem and aborted the project as directed by the insurance company.

$5000 to $10,000 in parts to complete the project and by the time you are done, the book value will be less that your costs. Unless you are talented in auto body repair, this will likely take you a year or more to complete.

---

<div class="post-metadata">

**Author:** ![davesmopar](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/davesmopar/32/41750_2.png) [@davesmopar](https://community.cartalk.com/u/davesmopar)\
**Post date:** [August 30, 2023, 7:46pm UTC](https://community.cartalk.com/t/2020-ford-explorer-xlt-low-mileage-but-used-salvage-title/192568/14 "2023-08-30T19:46:29Z")

</div>

It also has a CEL, airbag light and another light or 2 on in the picture, so something is at least missing or damaged, all adds to the cost of repairs…

---

<div class="post-metadata">

**Author:** ![echo2022](https://avatars.discourse-cdn.com/v4/letter/e/d2c977/32.png) [@echo2022](https://community.cartalk.com/u/echo2022)\
**Post date:** [August 30, 2023, 7:53pm UTC](https://community.cartalk.com/t/2020-ford-explorer-xlt-low-mileage-but-used-salvage-title/192568/15 "2023-08-30T19:53:24Z")

</div>

> [@2020 Ford Explorer XLT low mileage but Used Salvage Title](https://community.cartalk.com/t/2020-ford-explorer-xlt-low-mileage-but-used-salvage-title/192568/14):
>
> It also has a CEL, airbag light and another light or 2 on in the picture, so something is at least missing or damaged, all adds to the cost of repairs…

Yes, you are right. I think I need to go out and see what happened to the car.

---

<div class="post-metadata">

**Author:** ![echo2022](https://avatars.discourse-cdn.com/v4/letter/e/d2c977/32.png) [@echo2022](https://community.cartalk.com/u/echo2022)\
**Post date:** [August 30, 2023, 7:54pm UTC](https://community.cartalk.com/t/2020-ford-explorer-xlt-low-mileage-but-used-salvage-title/192568/16 "2023-08-30T19:54:22Z")

</div>

> [@2020 Ford Explorer XLT low mileage but Used Salvage Title](https://community.cartalk.com/t/2020-ford-explorer-xlt-low-mileage-but-used-salvage-title/192568/13):
>
> This vehicle appears to have new fenders and hood, I suspect they discovered a structure alignment problem and aborted the project as directed by the insurance company. $5000 to $10,000 in parts to complete the project and by the time you are done, the book value will be less that your costs. Unless you are talented in auto body repair, this will likely take you a year or more to complete.

I hadn’t considered this before. thanks for your reminder.

---

<div class="post-metadata">

**Author:** ![Nevada\_545](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/nevada_545/32/41232_2.png) [@Nevada\_545](https://community.cartalk.com/u/Nevada_545)\
**Post date:** [August 30, 2023, 7:58pm UTC](https://community.cartalk.com/t/2020-ford-explorer-xlt-low-mileage-but-used-salvage-title/192568/17 "2023-08-30T19:58:09Z")

</div>

The airbag front impact sensors are missing, ambient temperature sensor and possibly the wiring harness missing or disconnected. All the warning lights should be on.

---

<div class="post-metadata">

**Author:** ![texases](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/texases/32/862_2.png) [@texases](https://community.cartalk.com/u/texases)\
**Post date:** [August 30, 2023, 7:58pm UTC](https://community.cartalk.com/t/2020-ford-explorer-xlt-low-mileage-but-used-salvage-title/192568/18 "2023-08-30T19:58:27Z")

</div>

All the folks here are telling you to stay away from this car.

---

<div class="post-metadata">

**Author:** ![echo2022](https://avatars.discourse-cdn.com/v4/letter/e/d2c977/32.png) [@echo2022](https://community.cartalk.com/u/echo2022)\
**Post date:** [August 30, 2023, 8:00pm UTC](https://community.cartalk.com/t/2020-ford-explorer-xlt-low-mileage-but-used-salvage-title/192568/19 "2023-08-30T20:00:48Z")

</div>

Thanks for all the replies. I will stay away from this car.

---

<div class="post-metadata">

**Author:** ![VDCdriver](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/vdcdriver/32/30_2.png) [@VDCdriver](https://community.cartalk.com/u/VDCdriver)\
**Post date:** [August 30, 2023, 8:16pm UTC](https://community.cartalk.com/t/2020-ford-explorer-xlt-low-mileage-but-used-salvage-title/192568/20 "2023-08-30T20:16:52Z")

</div>

> [@texases](#):
>
> There are 67 cars within 30 miles of me on [cars.com](http://cars.com) that are between $10,000 and $15,000, 2014 or newer, and 70,000 miles or less with no reported accidents. Those are the cars I’d be looking at.

+1  
And, if the OP lives in NJ, there is ONE used car dealership that I can recommend, based on the positive experiences of several people I have known. Even if the town of Garwood is not that close, it just might be worth a drive–if only to see the owner’s collection of beautifully-restored Packards.

This guy is known to sell only cars that are in good condition with low mileage, and he stands behind the quality of his cars if you have a problem after purchase. Take a look at the inventory and the very positive reviews of _Marano Auto Sales_:

> **[Used Cars Garwood NJ | Used Cars & Trucks NJ | Marano & Sons Auto...](https://www.maranosonsauto.com/)**
>
> Used Cars Garwood NJ At Marano & Sons Auto Sales, Inc., our customers can count on quality used cars, great prices, and a knowledgeable sales staff.

[Next page](https://community.cartalk.com/t/2020-ford-explorer-xlt-low-mileage-but-used-salvage-title/192568.md?page=2)
