Ford took care of the problem in 2002, they had defective timing chain guides, a 2005 wouldn’t have that problem.
And as for being a Non-interference engine, explain this
Biggest issue now with the 4.0 SOHC is not changing oil often enough. Needing replacement at 94,000 miles is a good indicator of oil not being changed often enough.
The replacement timing chain only lasting 10,000 miles is either defective parts used or improperly installed, proving either one will be difficult.