# 2004 Mustang GT front end collision

**URL:** <https://community.cartalk.com/t/2004-mustang-gt-front-end-collision/127623>\
**Category:** Maintenance/Repairs\
**Created:** [October 27, 2018, 4:45pm UTC](https://community.cartalk.com/t/2004-mustang-gt-front-end-collision/127623 "2018-10-27T16:45:36Z")\
**Posts on this page:** 3\
**Page:** 2

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**Author:** ![Purebred](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/purebred/32/46796_2.png) [@Purebred](https://community.cartalk.com/u/Purebred)\
**Post date:** [October 27, 2018, 11:31pm UTC](https://community.cartalk.com/t/2004-mustang-gt-front-end-collision/127623/21 "2018-10-27T23:31:40Z")

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Now you know one, I do. I looked at the savings,dropping full coverage, just not worth the gamble. I know many financial advisers say drop it but I like the coverage. Likewise I could drop my home insurance, but nooo.

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**Author:** ![Tester](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/tester/32/15976_2.png) [@Tester](https://community.cartalk.com/u/Tester)\
**Post date:** [October 27, 2018, 11:32pm UTC](https://community.cartalk.com/t/2004-mustang-gt-front-end-collision/127623/22 "2018-10-27T23:32:59Z")

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A home is an investment.

A vehicle isn’t.

Tester

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**Author:** ![TwinTurbo](https://avatars.discourse-cdn.com/v4/letter/t/8baadc/32.png) [@TwinTurbo](https://community.cartalk.com/u/TwinTurbo)\
**Post date:** [October 27, 2018, 11:35pm UTC](https://community.cartalk.com/t/2004-mustang-gt-front-end-collision/127623/23 "2018-10-27T23:35:37Z")

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I already explained it. But to address your last post. So it’s totaled, what bearing does that have on it? No matter what, I have to go after the other persons insurance if their fault or pay out of pocket. I do not have as much negotiating leverage as a big ins co. I don’t have to wait, my ins pays out almost immediately. As one example, I have 8 year old suv worth $10k retail and that’s my coverage- replacement cost plus taxes reg etc. All for $180 per year. That’s a no brainer to me…

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