@MG McAnick: I used to work for AAA many moons ago. Road legislation was one of their key selling points. In Minnesota they were responsible for making sure gas taxes went for roads and not the general fund. As an automobile association, part of their charge was to represent the interests of motorists, not just tow cars.
I’ve got towing coverage too plus motor club. The thing is when you are on the road or its a holiday, you have one person to call. Its not necessarily about the money but being able to get the service when you need it.