Are traffic ticket fines too much money now?

That’s a bit insane if you are describing what you did correctly. I would fight the ticket. The worst you could do is lose and have to pay a little more in court costs. Best-case, you win and pay practically nothing, or make a deal with the prosecutor and get the fine reduced, plus no points on your license. It’s in your interest to delay the case as much as possible. Often if you do this, the ticketing officer won’t show up and you will nearly always win. I would take Wha Who?'s advice on what to say.