Seized Engine with only 79,000 Miles

How long since your last oil change did this happen? An engine seizes due to lack of oil. If you can show it was something that can be attributed to loose oil filter etc. you might have a chance of collecting damages, but I cannot tell you how many people here have had a similar problem. After reading some of the horror stories I go check my oil, and it is fine. Unlike recommended here I generally think if I change the oil I don’t have to worry unless something goes wrong, and in 50 plus years of driving have never had an engine seize due to lack of oil, but have learned if that light goes on pull over, stop, and get a tow.