2004 Subaru Forester XT with a bad turbo?

The Subaru service bulletins seem to indicate that ALL Turbos are affected…won’t know till I talk to the dealership today. This is a dealer, not an independent…and the replacement with labor, parts, and all the extra fees they seem to always tack on comes to just under $1900. I’m in Colorado…where there are probably more Subaru dealerships than anywhere else in the country…it’s just that now that the thing is smoking, I’m scared to drive it very far.