I own(ed)a 2005 Prius with 70K miles until it was rear-ended quite badly 2 weeks ago. The impact had severed the wire to the battery causing the car not to start, not to mention the extensive damage to the frame and body. I wasnt hurt. But the dilemma is this, this is my first “nice” car, I just …

If the car has extensive damage to the frame, as you say, I would think you’d have a good case for insisting that the insurance company declare the car a “total loss”, as in “totalled.” In this case, the insurance company takes the car and gives you “replacement value” to buy another one.

Thank you for the reply. I assumed that they would do this as well, but when I talked to the collision center adjuster, she told me that they are going to repair it. Which leads me to believe 2 things- 1. The damage was not as extensive as I thought (but the rear bumper had collapsed on the wheel an…

The rear bumper is made out of polyurethane, not steel. Relatively minimal damage can require you to replace it. That doesn’t mean the car is totaled. Pics would help us render an opinion. As for what it’s worth, the insurance company doesn’t care what you paid for it. And even assuming you paid wh…

I notice that frequently after an accident the owner of the car suddenly becomes knowledgeable enough to declare that the car was previously “in excellent condition” I ask what qualifies you to make this conclusion? I have no ide why you included your graduation, employment, or budgeting data in th…

Thanks for all of your replies. I have attached a couple of pictures to give an idea. Let me know what you think

Something else to consider—how long were you planning to own this vehicle? If you are planning to “drive it into the ground”, then worrying about someone seeing an accident in the history of the car (and it having a subsequently lower value) should not matter much. Or, if you are planning to re-se…

“They will only pay for aftermarket parts, not new.” Aftermarket parts are not used parts, they are new parts. They just aren’t manufactured by Toyota. It’s just the back end of the car. Once they fix it, what are you afraid will have cronic problems? Get it fixed and keep driving it. Bemis ha…

It looks totaled to me…But if they fix it, when you get it back, check how the RR door opens and closes…Check it’s fit carefully all the way around…It has to be perfect to seal out water, dirt and noise and to open and close correctly…If the fit and finish is “factory” and everything works properly,…

Here in California, she would get a “Salvage Title” with the damage shown in the pics-- I say this, because my son’s car had similar damage. A car with a salvage title is only worth 50% of the KBB price… no big deal, if you keep the car forever. Me, personally, I would never buy a car with a salvage…

Loss of value on a Prius after a rear end collision?

Maintenance/Repairs

MikeInNH December 21, 2010, 11:10pm 6

You can insist all you want…but in all probability they WON’T total the car unless you have a lot of facts to back up a claim. Get several outside estimates from several body shops including the dealer.

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Loss of value on a Prius after a rear end collision?

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