2005 Ford Taurus automatic slips from 1st into 2nd gear

“we usually went either to Pep Boys or Jiffy Lube”

Jiffy Lube is one of the worst places to get your car serviced.
Chain shops in general are suspect.
Expect ~20 other people to chime in and say the same thing.

“changing the fluid at this time with 113,000 miles on it, isn’t that a bit risky?”

It’s a myth that fresh fluid can damage a transmission. The damage was already done.
Don’t get a flush. Just get the pan dropped, filter changed and refilled with Ford fluid.
Again, expect many more posts elaborating on this point.

AAMCO = All Automatics Must Come Out.

If you go to cars.com and click on “find a mechanic” you can maybe find an independent shop with good reviews.