Two things can go wrong with your tie rods, one the ball joints get worn out from lack of lube. then they must be replaced. It takes about 2 or 3 decades for this kind of wear to show up, except if you are a mud bogger… the other thing is the rods can get bent from driving over a parking curb when you are drunk. That takes about 3 seconds. It might also be possible but unlikely that one of the adjustment bolts could come loose, but that usually takes some help from someone with a wrench. What kind of terms are you on with your neighbors?