Why isn’t my van being “totaled” considering the frame damage?
The answer is quite simple. Your insurance company thinks the Odyssey was worth more before the accident than it will cost to repair it.
If your insurance company thinks it can be repaired, I am willing to bet they are right. They should have a pretty good idea about what they are doing.
Perhaps you should ask your insurance company for a second opinion, but bent frames can quite often be fixed.
According to Kelly Blue Book, a 2005 Odyssey in fair condition with 100,000 miles on the odometer is worth $9,635. Just do the math.
You could always ask your insurance company to pay you $8,000 and not repair the Odyssey.