If I lived where you live and had to go out in all kinds of winter weather, I would have a Subaru AWD WITH the best winter tires, for my own peace of mind. Most of us don’t need that security, but in your position I think you should. You can buy a basic Subaru Impreza with Michelin X-ICE tires, for instance, without breaking the bank and have one of the world’s most capable bad weather cars.