I drive an 05 Honda Odyssey. I stopped at a red light when I was rear ended last week by a Toyota Highlander and it propelled me into the F150 truck in front of me. According to the estimate there's approximately $8K worth of damage to my van. The frame is bent in two locations on the front and at least one spot in the back. My insurance adjuster is telling me it's repairable. I'm worried about structural integrity moving forward and resale value. Why isn't my van being "totaled" considering the frame damage?